It can be a real challenge to determine who, and what, is the best "fit" for you when looking for a lender and mortgage loan product.  There are many loan products out there, they change quite often, and they can be very confusing.  We recommend you speak with a lender prior to your home search so you understand the pros and cons of each loan product, and then get pre-qualified.  We work with many lenders and can assist you with making an informed decision as to which lender is right for you.  In the mean time please use this useful Home Loan Tool Kit as an introduction to mortgage lending. Click HERE!